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@media(max-width:700px){html{scroll-padding-top:86px}.container{width:calc(100% - 40px)}.topbar-inner{justify-content:center;min-height:31px;font-size:.6875rem}.topbar-language{display:none}.nav-wrap{min-height:77px;gap:14px}.brand{width:190px}.nav-call{display:none}.menu-toggle{margin-left:auto}.nav-wrap nav{top:77px;padding-left:20px;padding-right:20px}.section{padding:64px 0}h2{font-size:2.2rem;line-height:1.16}h1{letter-spacing:-.045em}.eyebrow{font-size:.6875rem;letter-spacing:.1em}.hero-grid{display:flex;flex-direction:column;padding:0;width:100%}.hero-copy{padding:43px 22px 34px}.hero h1{font-size:clamp(2.8rem,9vw,4rem);margin-bottom:21px}.hero .eyebrow{font-size:.625rem;margin-bottom:18px}.hero-description{font-size:1rem;line-height:1.8;max-width:480px;margin-bottom:25px}.hero-actions{flex-direction:row;gap:10px}.hero-actions .button{min-width:0;font-size:.875rem;min-height:51px;padding:12px 17px}.hero-actions .button-ghost{padding:12px 15px}.hero-actions .button-ghost 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20px}.coverage-card.featured{padding-top:19px}.card-top{margin-bottom:21px}.card-tag{display:none}.coverage-card h3{font-size:1.2rem;line-height:1.3;margin-bottom:12px}.coverage-card p{font-size:.875rem;margin-bottom:20px}.coverage-card .text-link{font-size:.8125rem}.service-icon{width:35px;height:35px}.section-footnote{font-size:.75rem}.guidance-section{padding:58px 0}.guidance-grid{display:block}.guidance-grid h2{font-size:2.4rem}.guidance-grid>div>p:not(.eyebrow){max-width:100%;font-size:.9375rem}.guidance-phone{margin:24px 0 30px}.guidance-box{padding:26px 23px}.guidance-box label{font-size:.9375rem}.coverage-hint{min-height:0}.center-heading{text-align:left;margin-bottom:29px}.center-heading .eyebrow{justify-content:flex-start}.center-heading h2{font-size:2rem}.center-heading h2 br{display:none}.steps{display:block}.steps:before{display:none}.steps article{display:grid;grid-template-columns:50px 1fr;column-gap:17px;padding:22px 0;border-bottom:1px solid var(--line)}.steps article:last-child{border-bottom:0;padding-bottom:0}.step-number{grid-row:1/3;width:46px;height:46px;border:0;margin:0;font-size:.8125rem}.steps h3{margin:0 0 10px;font-size:1.15rem;line-height:1.4}.steps p{font-size:.9375rem}.agency-section{padding:62px 0}.agency-grid{display:block}.agency-intro>p:not(.eyebrow){font-size:.9375rem}.agency-intro h2{font-size:2.25rem}.agency-features{font-size:.875rem;margin-bottom:35px;gap:12px}.agent-card{max-width:100%;padding:31px 28px}.agent-monogram{margin-top:22px}.agent-phone{font-size:2rem}.agent-label{font-size:.625rem}.agent-card .button{max-width:330px}.carrier-groups{grid-template-columns:1fr;gap:31px}.section-heading.compact>p{margin-top:20px}.section-heading.compact h2{font-size:2.2rem}.carrier-names{gap:19px 24px}.carrier-names span{font-size:1.125rem}.faq-grid{display:block}.faq-grid>div:first-child{margin-bottom:32px}.faq-grid h2{font-size:2.2rem}.faq-grid h2 br{display:none}.faq-grid h2{max-width:310px}.faq-list summary{font-size:.9375rem;padding:20px 0;gap:20px}.faq-list details p{font-size:.875rem;padding-right:15px}.contact-section{padding:61px 0 45px}.contact-main{display:block;padding-bottom:34px}.contact-main h2{font-size:2.65rem}.contact-main p:not(.eyebrow){font-size:.9375rem}.contact-actions{margin-top:34px}.contact-actions>span{font-size:.6875rem}.big-phone{font-size:clamp(2.15rem,8vw,3rem);margin-bottom:22px}.contact-actions .button{max-width:none}.contact-details{grid-template-columns:1fr;gap:29px;padding-top:29px}.contact-details>div:last-child{grid-column:auto}.contact-details h3{margin-bottom:10px}.contact-details p{margin-bottom:5px}.contact-details .visit-note{margin-top:7px}.footer{padding:30px 0 95px}.footer-main{flex-wrap:wrap;gap:20px;padding-bottom:25px}.footer-brand{width:195px}.footer-main>p{display:none}.footer-main>a:last-child{font-size:.75rem}.footer-legal p{font-size:.75rem;line-height:1.75}.footer-bottom{display:block;font-size:.75rem}.footer-bottom>span{display:block;margin-top:8px}.mobile-contact{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:40;background:white;box-shadow:0 -3px 18px #0b234820;padding-bottom:env(safe-area-inset-bottom)}.mobile-contact a{display:flex;justify-content:center;align-items:center;gap:9px;min-height:59px;color:white;background:var(--navy);font-size:.9375rem;font-weight:700}.mobile-contact a+a{color:var(--navy);background:var(--yellow)}.mobile-contact .icon{width:19px;height:19px}}
@media(max-width:390px){.hero-actions{flex-direction:column;align-items:stretch}.hero-actions .button-ghost .icon{display:block}.hero h1{font-size:2.65rem}.hero-visual{min-height:310px}.coverage-grid{grid-template-columns:1fr}.coverage-card{padding:27px}.card-tag{display:block;max-width:none}.coverage-card h3{font-size:1.4rem}.coverage-card p{font-size:.9375rem}.coverage-card .text-link{font-size:.875rem}.brand{width:178px}.hero-reassurance{font-size:.6875rem}.photo-note span{font-size:.625rem}.photo-note strong{font-size:.8125rem}}
.coverage-card p,.faq-list details p{font-size:1rem}.card-tag{font-size:.75rem;letter-spacing:.035em}.guidance-box .privacy-note{font-size:.8125rem}.hero-reassurance{font-size:.875rem}
@media(max-width:560px){.coverage-grid{grid-template-columns:1fr}.coverage-card,.coverage-card.featured{padding:27px}.card-top{margin-bottom:20px}.card-tag{display:block;max-width:none;font-size:.6875rem}.coverage-card h3{font-size:1.45rem}.coverage-card p{font-size:1rem}.coverage-card .text-link{font-size:.9375rem}.service-icon{width:40px;height:40px}.hero-reassurance{font-size:.75rem}.agency-intro>p:not(.eyebrow),.guidance-grid>div>p:not(.eyebrow),.steps p{font-size:1rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
@media print{.header{position:static}.menu-toggle,.hero-actions,.mobile-contact,.guidance-section{display:none}.hero{color:var(--navy);background:#fff}.hero-description,.hero-reassurance{color:var(--ink)}.hero-grid{display:block;min-height:0;padding:0}.hero-copy{padding:30px 0}.hero-visual{display:none}.section,.agency-section,.contact-section{padding:30px 0}.coverage-card{break-inside:avoid}.container{width:100%}.contact-section{background:white;color:var(--ink)}.contact-main p:not(.eyebrow),.contact-details p{color:var(--ink)}.footer{padding-bottom:0}}

/* Agent contact cards */
.agency-grid{grid-template-columns:minmax(0,.9fr) minmax(0,1.6fr);gap:44px;align-items:start}
.agent-team{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;min-width:0}
.agent-team .agent-card{display:flex;flex-direction:column;align-items:center;max-width:none;padding:32px 22px;min-width:0;height:100%}
.agent-team .agent-label{font-size:.75rem;letter-spacing:.04em;min-height:2.4em}
.agent-team .agent-card h3{font-size:1.7rem;line-height:1.2;min-height:2.4em;display:flex;align-items:center;justify-content:center}
.agent-team .agent-role{font-size:1rem;margin:8px 0 0}
.agent-team .agent-divider{flex-shrink:0}
.agent-team .agent-phone{font-size:clamp(1.5rem,1.85vw,1.85rem);white-space:nowrap}
.agent-team .agent-email{font-size:.875rem;margin:8px 0 22px}
.agent-team .button{margin-top:auto}
.agent-card-mario .agent-phone{margin-bottom:28px}
.agent-card-mario .agent-monogram{background:var(--yellow);color:var(--navy)}
.contact-agent-name{display:block;font-size:1.5rem;line-height:1.3;margin-bottom:6px}
.contact-actions>.contact-agent-role{font-size:1rem;font-weight:400;letter-spacing:0;color:#dbe5f3;margin-bottom:20px}
.contact-details .additional-agent{margin-top:20px}
@media(max-width:1180px){.agency-grid{grid-template-columns:1fr;gap:36px}.agency-intro>p:not(.eyebrow){max-width:680px}.agency-features{margin-bottom:0}.agent-team .agent-card{padding:32px}.agent-team .agent-card h3{font-size:1.9rem}.agent-team .agent-phone{font-size:2rem}}
@media(max-width:700px){.agent-team{grid-template-columns:1fr;gap:24px}.agency-features{margin-bottom:32px}.agent-team .agent-card{padding:30px 24px}.agent-team .agent-label,.agent-team .agent-card h3{min-height:0}.agent-team .agent-card h3{max-width:100%}.agent-team .button{margin-top:8px}.agent-card-mario .agent-phone{margin-bottom:18px}}